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We empower financial institutions to enhance client engagement and minimize risk through behavioral science
Elevating Financial Insights and Transforming Client Engagement with the Power of AI and Behavioral Science
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AI + Behavioral Science Innovation Edge
Using the strictest data privacy standards, Motiv8’s patented AI aggregates and analyzes anonymized smartphone metadata to understand psychological traits that predict behavior.
We leverage anonymized smartphone metadata and years of psychological research to reveal intricate behavior-finance links
Unlike traditional AI models that solely rely on historical data, our approach integrates years of behavioral science research.Enabling financial institutions to make more informed decisions about their clients.
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data is required
Proven Impact
Transforming Global Financial Institutions Worldwide with Tangible Results
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Client-Centric Digital
Banking Experience
End-to-End Client Journey Benefits
Risk Assessment
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Credit Scoring with a
value added insight
Increase Approval Rate by 30%
Over 35% decrease in default rate
Approval & Real time screening
Works in conjunction with traditional assessment performance
Works on thin files and
unbanked population
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Recovers Banks Losses
recovers Potential Revenues
Financial Behavior
than a number!
Timely loan payment:
Early – Sloppy
Risk Taking Trait:
Prudent – Risk Taker
Identifying population that is committed to meeting their financial obligations
Not relying on historical transactions only
Marketing Messaging
Personalized content and communication means based on personality traits
How to communicate best with clients…
Product Matching
Based on Personality and Motives
Engaging, Matching and Improving Conversion
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concrete facts
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Key Differentiators
Distinctive insight
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The only platform that is doing real patented behavioral science and AI to generate a prediction of behavior that can be applicable for multiple personalized prediction.
Seamless user journey
Not affecting the on-boarding process with new permissions / questionnaires / new requirements
Not Requiring any 3rd Party Data or Prior History
Our solution leverages only customer-provided data and the user's mobile usage without the need for third-party information or data accumulation.
Strict Privacy
MOTIV8AI has invested in meeting global regulatory requirements in target markets, including GDPR (General Data Protection Regulation), LGPD, and ISO standards. Our solution also adheres to strict privacy requirements.
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Motiv8AI upholds the permissions shared by the bank. It keeps the user journey seamless as it doesn’t interfere with onboarding or demand new requirements.
